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Projet:Summary of weekly radio talk-show « Emission Club de la Presse: "Urubuga rw’Itangazamakuru "

Activité:Talk show ″Urubugarw'itangazamakuru″ (Club de la presse)


  • IPGL

Since May 2021, motorcycle insurance premiums have risen drastically, with some policyholders citing a threefold increase, which has irked taxi moto operators. The annual insurance premium increased from Rwf61, 666 to Rwf153, 280 for a motorcycle that was manufactured five years ago or less. Motorcycles that were manufactured six to 10-years-ago pay an insurance premium of Rwf166, 220, up from Rwf61, 666 while those that were made more than 10 years ago pay Rwf180, 160.

Urubuga rw’Itangazamakuru “(Club de la Presse) of this Sunday 06-06-2021 broadcasted in synergy by eleven radio stations across the country and a Television (TV Isango star) focused on “Motorcycle transport in Rwanda”




NGARAMBE Daniel/Head of motorcycle riders association


Ovia Kamanzi Tuhairwe/ Radiant Insurance Company

NGARAMBE Daniel, head of the Motorcycle riders Association, said the rise in motorcycle insurance came as a surprise after some insurance companies dropped this motorcycle insurance program claiming that motorbikes were causing them losses which is why they chose to cancel the insurance scheme.

Now there is only one Radiant company left that has immediately raised the prices which they see that are not in line with the capabilities of the motorists and it has been done without any discussion.

Radiant cited the hefty bills they pay in compensations for injuries or deaths caused by taxi motor accidents as the major reason for hiking the insurance premium.

Tuhairwe said that motorbikes are much involved in accidents, and that the compensations paid for the related claims are far more than the premiums they were paying.

“For Radiant, in 2020, we collected Rwf2.5 billion in motorcycle insurance premiums, but we paid compensation claims amounting to over Rwf4.7 billion in accidents that motorcycles caused, either to the passengers they were carrying, or other vehicles,” she said.

“If we maintained the Rwf61, 666 insurance premium per motorcycle per year, the insurance business would collapse,” she said as she attempted to justify the increment.

The invitee from Rwanda Utility Regulatory Authority (RURA) said that the issue is going to be discussed with the relevant authorities and take clear measures.

Regarding the contributions made by motorists but not knowing what their money is doing, Ngarambe Daniel replied that most of them were used to pay the debts and taxes they found left by their predecessors, while the rest is being used to build their business houses that will generate income for all members.


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